Assess Your Financial Attitude and Eliminate Your Debt Forever


Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...

I consider myself out of debt when:

1.I don't owe anyone anything
2.I don't owe anyone, except for a mortgage and a car loan
3.I could pay off my credit card debts at any time
4.I'm making all my minimum monthly payments on time

If my friend told me he had several credit cards with all zero balances, I would think:

1.He's very disciplined
2.I should ask him for some tips
3.He must not have much fun
4.What a waste of a lot of unused credit

My bill paying system is to:

1.Sit down each Sunday night and pay what's due in the next ten days
2.Check the pile of bills every few days and pay any that are past due
3.Wait until three days before the ten-day grace period expires
4.Pay a bill when the company calls to remind me I'm late

If I find myself in a financial pinch, I:

1.Reduce my spending and don't charge anything
2.Get a part-time job and pay down some debt
3.Don't worry, just charge everything
4.Don't worry, my dad always helps me out

When we need a new appliance, my spouse and I:

1.Review our budget to decide when we can afford to pay cash
2.Review our budget to make sure we can afford the payments to charge it
3.Go to the store together and get the appliance we want
4.Go to the store separately and each get what we want, to surprise each other.

I pay off my credit cards balances:

1.Every month
2.Every two or three months
3.A couple of times a year
4.Never

When I buy a new car I'll:

1.Trade in my old one, add a big down payment, and pay the rest with a car loan of three years or less
2.Trade in the current one and pay the rest with a five-year car loan
3.Lease
4.Trade in my old car, which is worth less than I owe on it, and roll over the balance into a six-year loan for the new car

I believe that using professional financial services:

1.Is a good way to learn how to accomplish your goals
2.Is okay for people with complicated finances
3.Is something I'd consider if I had more time
4.Is only for rich people

If something is innacurate on my credit report, I:

1.Call immediately to find out how to dispute it
2.Wait till I have some spare time to call and inquire
3.Order my report again next year and see if it changes
4.Forget about it since it's out of my control

I feel financially comfortable when I:

1.Have a secure income, savings, a growing retirement account and enough insurance coverage
2.Have a good job
3.Have enough money to pay my monthly bills
4.Can get approved for a loan for a new car

To Get the results for your quiz, only go to http://excellentcreditnow.com/QuizResults.html and get the score for your Test and what does it mean to you for FREE.

Copyright © 2005 Excellentcreditnow.com - All Rights Reserved

Carmen Shearer is the President and CEO of S&S Financial Solutions. She has worked in the finance arena for over 10 years and holds two engineering degrees and an MBA from a branch of Harvard Business School. S&S Financial Solutions offers you credit repair tools, debt elimintation programs and personal financial information with a 90 days guarantee. For more credit related information go to: http://www.excellentcreditnow.com or for how to eliminate your debt go to http://www.excellentcreditnow.com/NoMoreDebt.com


MORE RESOURCES:

New Program From Think Debt Relief Offers Help for Those ...
MarketWatch - Dec 18, 2008
The new debt settlement program from Think Debt Relief is designed to help consumers with $10000 or more in unsecured debts settle those debts in as little ...


KY3

Gentler Tax Laws Urged on Debt Default
New York Times, United States - Jan 7, 2009
Congress has already provided some debt relief to homeowners through the Mortgage Forgiveness Debt Relief Act of 2007, which exempts from taxes any debts ...
IRS should help some delinquent taxpayers, report says Salt Lake Tribune
all 300 news articles


Coalition pushes debt relief for poor countries as economic stimulus
The Catholic Review, MD - Jan 3, 2009
The Jubilee USA Network recognizes that debt relief’s profile has declined dramatically from its high point just a few years ago. But the 80 organizations ...


Fishermen's memorial looks for debt relief
KTUU, AK - 4 hours ago
AP - January 9, 2009 12:24 PM ET JUNEAU, Alaska (AP) - The organization that built the Alaska Commercial Fishermen's Memorial on the waterfront needs help ...


Looking for debt relief, in song
USA Today - Jan 6, 2009
In Washington today, politicians too often just stand their ground. Liberal strategist Bob Beckel and conservative columnist Cal Thomas provide a better ...


Beware of bogus debt relief
Orlando Sentinel, FL - Dec 22, 2008
Potentially bogus financial sales pitches run the gamut: from debt relief and foreclosure rescue to credit repair and annuities with "spectacular" returns. ...


Call for end to delay in debt relief for Haiti
Caribbean360.com, Barbados - Dec 31, 2008
WASHINGTON, United States, December 30, 2008 - The Centre for Economic and Policy Research (CEPR) has urged that there be no more delay in cancelling ...


Can debt-relief services really help me climb out of a financial hole?
Indianapolis Star, United States - Dec 20, 2008
However, turning to a debt-relief or credit-counseling company will not be an appropriate solution for everyone wanting to get out of debt. ...


Norway cancels Liberia's debt
Norway Post, Norway - 23 hours ago
The debt relief package for Liberia is part of the Heavily Indebted Poor Countries Initiative, an international initiative to reduce the debts of the ...


Hindu Business Line

Farm debt relief evokes lukewarm response
Hindu Business Line, India - Dec 27, 2008
Under the Debt relief scheme-2008, the government gives 25 per cent rebate on the overdue loan amount if farmers bring in the balance 75 per cent for ...

Debt-Relief - Google News

home | site map
© myfinancialsolutiononline.com 2007