Small Business Credit Cards


So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems

Make sure you don't go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

? No annual fee for the first year

? No pre-set spending limit

? Save at known brands, such as Staples, FedEx and Hertz

? When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.

? Online Account Management

? Car Rental Loss and Damage Insurance

CitiBusiness® Platinum Select® Card

The CitiBusiness® Platinum Select® Card is the card built for small businesses and includes:

? A generous credit line
? Low rate on purchases
? Additional cards for employees
? Free quarterly and annual account summaries
? Free 'Ask the Experts' service


MORE RESOURCES:

USG Amends Credit Line, Sees 'Challenging' 09; Shares Down
CNNMoney.com - 3 hours ago
(USG) amended its unsecured revolving credit facility, turning it into a secured line providing up to $500 million in credit with easier terms as the ...
Lenders give USG more breathing room Chicago Tribune
USG Corporation Amends Bank Agreement - Additional Step Further ... PR Newswire (press release)
all 9 news articles


S&P cuts credit ratings on PNC 1 notch
Forbes, NY - 4 hours ago
AP , 01.08.09, 08:26 AM EST Standard & Poor's has cut its investment-grade credit ratings on PNC Financial Services Group Inc. by one notch, ...
S&P Lowers Credit Ratings on PNC Wall Street Journal
Market Report -- In Play (PNC) MSN Money
all 25 news articles


Javno.hr

Loan Delinquencies Hit Record High Last Year
Washington Post, United States - 12 hours ago
By Nancy Trejos Delinquencies on auto loans and home equity lines of credit reached their highest levels on record during the third quarter of 2008, ...
Home-equity delinquencies at record level Newsday
Home-equity credit lince delinquencies rise MiamiHerald.com
US Lenders Pay As Idled Borrowers Don't Forbes
Minneapolis Star Tribune - U.S. News & World Report
all 62 news articles


Washington Post

Stimulus Plan Would Expand Tax Credit for Poor
Wall Street Journal - 14 hours ago
The plan would grant an estimated 5.5 million poor children access to the credit for the first time, and expand the tax benefit for millions more poor ...
Video: Obama's Economic See-Saw CBS
Tax cuts a big part of Obama's $775B plan Seattle Times
Renewable Energy a Cornerstone to Obama Stimulus Package Farm Futures
Washington Post - CQPolitics.com
all 6,817 news articles


Homeowners May Apply For Homestead Tax Credit
Washington Post, United States - 10 hours ago
Montgomery County officials remind eligible residents to apply for the state's homestead property tax credit. Application forms were included in assessment ...


Knowing your FICO credit score
Boston Globe, United States - 2 hours ago
Many experts believe that borrowing will continue to be tight in 2009 unless the government does something to loosen the credit markets at the consumer ...
Fair Isaac inks deal with Romanian credit bureau Bizjournals.com
Biroul de Credit Brings FICO Credit Score to Romania WELT ONLINE
all 68 news articles


CBS News

Working Triage In The Credit Crisis
CBS News, NY - 17 hours ago
(CBS) The recession gets the credit for lower oil prices - and for more Americans falling behind on their loan payments. A new report says that, ...
More People Turn To Credit Counseling Services cbs4denver.com
When bank accounts are seized, take these 3 steps CreditCards.com
Buyers be wary of debt settlement offers Cherry Hill Courier Post
kwgn.com - The News Journal
all 19 news articles


Borse Dubai May Get $2.5 Billion Loan as Credit Eases
Bloomberg - 7 hours ago
Dubai’s biggest companies have refused to refinance their maturing loans in the past two months as lenders raised margins after the global credit crunch ...


Santander offers 4 bln euros credit to clients
Reuters - 4 hours ago
MC) said on Thursday that it has offered a 4 billion euro ($5.42 billion) credit line for its best self-employed clients and small and medium-sized ...


CEP News

Fewer apply for home loans; credit line delinquencies increase
Los Angeles Times, CA - 12 hours ago
By E. Scott Reckard Fewer Americans applied for mortgages last week and more have been missing payments on their home equity lines of credit, according to ...
Low rates get loans moving again Long Island Business News
Mortgage applications down, home-equity credit delinquencies up Los Angeles Times
all 68 news articles

Credit - Google News

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